Illinois State Requirements


Required Continuing Education Hours

Life and Health Producers

24 CE hours, including 3 hours in ethics every 2-year license term. The ethics CE requirement must be completed in an approved classroom course.

Annuity Training

Before selling, soliciting, or negotiating annuity products in Illinois, producers must complete a one-time annuity training course approved for at least 4 hours.

Long-Term Care Insurance (LTCI)

  • Initial 8-hour training requirement: Before soliciting or selling LTCI products in Illinois, resident producers must complete an 8-hour LTC training course.

  • Ongoing 4-hour training requirement: After completing the initial training, resident producers must complete a 4-hour course on the subject of long-term care within 24 months of the completion of the 8-hour initial training course, and every 24 months thereafter

Failure to complete the on-going 4-hour training course within 24 months of completing the initial 8-hour training course will forfeit recognition of the initial 8-hour training course by the Illinois Department of Insurance, and will result in the initial 8-hour training course having to be repeated.

Viatical and Life Settlements

All life agents who also hold a Viatical Settlement Broker license and sell viatical life settlement policies must complete at least 4 hours CE course in viatical settlements every 24 months.

Property and Casualty Producers

24 CE hours, including 3 hours in ethics every 2-year license term. The ethics CE requirement must be completed in an approved classroom course.

Flood Insurance

To comply with the minimum training requirements established by the Federal Emergency Management Agency (FEMA), producers who sell flood insurance issued through the National Flood Insurance Program (NFIP) must complete a one-time 3 hour flood training course.

Crop Producers

24 CE hours, including 3 hours in ethics every 2-year license term. The ethics CE requirement must be completed in an approved classroom course.

Public Adjusters

24 CE hours, including 3 hours in ethics every 2-year license term. The ethics CE requirement must be completed in an approved classroom course.

Flood Insurance

To comply with the minimum training requirements established by the Federal Emergency Management Agency (FEMA), producers who sell flood insurance issued through the National Flood Insurance Program (NFIP) must complete a one-time 3 hour flood training course.

Nonresident CE Requirements

Annuity Training

Before selling, soliciting, or negotiating annuity products in Illinois, producers must complete a one-time annuity training course approved for at least 4 hours.

Long-Term Care Insurance (LTCI)

Nonresident producers who are licensed to sell LTC insurance in Illinois and who have satisfied the long-term care partnership training program in their home state, or another state with an LTC partnership requirement, have satisfied Illinois’ LTC requirement.

Viatical and Life Settlements

All life agents who also hold a Viatical Settlement Broker license and sell viatical life settlement policies must complete a one-time 4 hour CE course in viatical settlements. *Nonresidents who have completed a course of at least 4 hours in their resident state will be deemed compliant with this requirement.

License Term

  • The license term is every 2 years on the last day of the birth month.

  • CE must be completed at least 30 days prior to license expiration to avoid penalty.

CE Subject Requirements

Category Restrictions

3 hours of ethics study must be completed in a classroom. Crop producers can fulfill their CE requirement with course approved for property and casualty.

Exam Proctor Requirements

Illinois does not require a proctor during a course exam.

Exam Rules

Self-study courses are open book. During the examination, producers may refer to course materials or notes. A score of 70% is required to pass and students have unlimited retakes.

CE Carryover Allowance

Up to 12 hours of excess CE may be carried over to the subsequent license term.

Course Repetition Rules

Courses cannot be repeated more than once in a 2 year license term.

Certificate of Completion

AOIS provides online printable certificates of completion in Illinois. Certificates of completion will be available to print online immediately after a final exam is passed. Producers must keep the original certificate of completion in his or her files for 5 years.

License Renewal Process

Electronic Renewals will be available up to 90-days prior to a licensee’s expiration date. If the current date exceeds the expiration date, you will be required to pay a penalty fee.

To renew online CLICK HERE

CE Exemptions

The following individuals are exempt from CE requirements:

  • Those holding a temporary license

  • Those holding any of the following limited licenses: baggage, limited travel health, or trip cancellation sold in connection with transportation by a common carrier; industrial life; industrial health; and insurance issued by a local mutual district, county, or township insurance company

  • Nonresident producers who meet their resident states' CE requirements

Helpful Links

License Number Lookup

View your CE transcript

Renew your license online

Illinois DOI Web site

Third Party Contact Information

State-Based Systems (SBS)
Phone: 816-783-8990
Email: sbshelp@naic.org

State Contact Information

Illinois Department of Insurance
Phone: (217) 782-6366
Fax: 217-782-5020
Email: doi.licensing@illinois.gov

Mailing Address:
Illinois Department of Insurance
Producer Licensing Unit
320 West Washington St.
Springfield, IL 62767


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